RQL2401231127 Tawuniya Insurance Policy
RQL2401231127 Tawuniya Insurance Policy
Leased to Individuals
Endorsement No. :0
Occupation : Other
Period of Insurance : 05-02-2024 To: 04-02-2025
Contribution : 5186.50 SR
Commission Amount : 15 %
Added Vehicle(s)
Effective Serial Year of Seat Plate Vehicle Accessories * Benefits & Usage Agency
Make/Model/Body Chassis No Excess Contribution
Date Number Mfg. Capacity Number Value Value Extensions Type Repair
Conditions :-
* these are as described below: Additional Benefits and Extensions :-
1. Personal Accident for Driver and Passengers Conditions :-
- All other terms and conditions as per Tawuniya standard policy.
- The Insurer’s maximum liability limit in case of Total Loss shall not exceed the Sum Insured for the Motor Vehicle.
- Coverage includes direct loss or damage to the insured motor vehicle due to hail, flood due to rain, and torrents
resulting thereof.
- The Motor Vehicle is deemed as Total Loss or damaged if the damage assessment shows that the needed repairs are
economically or technically infeasible, if such assessment is conducted by entities licensed to conduct vehicle damage
assessments
- Geographical is Extended to Include G.C.C. countries, but cover excludes Third Party Liability (Only for vehicles
having this cover as per the Benefit Schedule) - Excluding cover whilst the Motor Vehicle is being driven by any person
under 21 years of age (unless otherwise expressly stated).
- Including Personal Accident Benefits for Driver & Passengers as per full seating capacity. (only for vehicles having
this cover as per the Benefit Schedule)
- Repairs to be carried out at Tawuniya approved workshops
- Excluding Aviation liability. - Excluding Airside liability.
- Excluding cover whilst the vehicle is used for the purpose not legally meant for.
- Excluding any liability or expenses caused by or arising whilst exceeding the red traffic signal by the Insured or the
Authorized Driver or drive the Motor Vehicle in the contrary direction
. - Excluding cover whilst the vehicle is being driven by any driver who is not licensed to drive such vehicle.
Limits of Liability :-
- LOSS OF OR DAMAGE TO INSURED VEHICLE – limited to the reasonable Market Value at the time of loss
or damage but not exceeding the Insured’s Estimated Value.
- PERSONAL ACCIDENT BENEFITS - maximum per person as per tawuniya scale. 100,000.00
Limitation of use :-
- Social Purposes, domestic & personal.
Driver Warranty :-
- It is warranted that any person driving the insured motor vehicle holds a valid driving license to drive such a
motor vehicle as so required by the Saudi Authorities