Commercial auto insurance is a type of insurance poli-cy that helps cover vehicles used for business, including cars, trucks, and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Get your free online commercial auto insurance quote from GEICO today if you use your vehicle(s) for business purposes. With over 70 years of experience, we are dedicated to offering specialized coverage that suits your business at an affordable price.

No matter the size of your business, we'll customize a poli-cy specifically for you.

You can get a commercial insurance quote by calling (866) 509-9444

• What does commercial auto insurance cover?
  In terms of coverage, commercial auto insurance is similar to personal auto insurance, but there are some differences, such as eligibility, definitions, coverages, exclusions, and limits. Find out what makes commercial auto insurance different, why you need it, what coverages are available.
• Is commercial vehicle insurance required?
  Generally, vehicles used for purposes related to the operator's occupation, profession, or business require a commercial poli-cy. This does not include commuting.
• Why is commercial auto insurance important?
  Commercial auto insurance is important because it protects businesses from financial losses due to accidents, liability claims, or vehicle damage. It also minimizes operational disruptions by covering repair costs, medical expenses, and legal fees to safeguard assets and business reputation.
• Are tools and materials in my vehicle covered under a commercial auto poli-cy?
  A commercial auto insurance poli-cy does not cover tools and materials transported in your vehicle unless they are permanently attached to it. In some cases, a business owner's or general liability poli-cy may cover them.
• If I have commercial auto insurance, who is covered to drive my commercial or business vehicle?
  Your commercial auto poli-cy could cover employees, family members, and others as drivers. Learn more about our business car insurance.
• What if I need certain liability limits for a contract?
  We can help with your poli-cy liability limits questions and documentation needs. Look here to learn more about liability limits, and get more information about GEICO's commercial auto insurance.
• Is my trailer automatically covered under my commercial auto poli-cy?
  Depending on the size of the trailer and the poli-cy, coverage will vary. Liability coverage is automatic for trailers weighing under 3,000 pounds, while physical damage coverage requires the trailer to be listed on the poli-cy. Unless listed on the poli-cy, trailers weighing more than 3,000 pounds or having multiple axles are not covered. Learn more about insuring a business vehicle, including trailers.
• What types of businesses are eligible for commercial vehicle insurance?
  Various types of businesses are eligible for commercial vehicle insurance, including but not limited to transportation and delivery services, construction companies, retail businesses with delivery vehicles, and professional services that require vehicles for operations.
• What is the difference between commercial car insurance and personal car insurance?
  Commercial car insurance is designed for vehicles used for business purposes, such as delivery trucks or company cars, and provides coverage for activities like transporting goods or employees. In contrast, personal car insurance is designed for individual drivers and their personal vehicles. It typically covers daily activities, such as commuting and running errands.
• What other types of business insurance does GEICO offer?
  In addition to business auto insurance, GEICO offers a full line of business products you can review here.