'''[https://lbpupdate.com/pm-awas-yojana-online-apply/ Pradhan Mantri Awas Yojana]''' ('''PMAY''') is a credit-linked subsidy scheme by the [[Government of India]] to facilitate access to affordable housing for the low and moderate-income residents of the country. It envisaged a target of building 2 [[crore]] (20 million) affordable houses by 31 March 2022.<ref name=house3/><ref name=house4/> It has two components: '''Pradhan Mantri Awas Yojana''' '''(Urban)''' ('''PMAY-U''') for the urban poor and [[Pradhan Mantri Gramin Awaas Yojana|Pradhan Mantri Awaas Yojana (Gramin)]]<ref>{{Cite journal|last1=Chauhan|first1=ArbindKumar|last2=Chaudhary|first2=Shiv|last3=Kumar|first3=Shivkumar Chauhan|date=2019|title=Do noise stress impact to addiction?|journal= Indian Journal of Health Sciences and Biomedical Research KLEU|volume=12|issue=1|pages=3|doi=10.4103/kleuhsj.kleuhsj_170_18|issn=2542-6214|doi-access=free}}</ref> ('''PMAY-G''' and also '''PMAY-R''') for the rural poor, the former administered by Ministry of Housing and Urban Affairs and the latter by Ministry of Rural Development.<ref name=house2/><ref name=house10>[http://www.thehindubusinessline.com/opinion/columns/slate/all-you-wanted-to-know-about-pradhan-mantri-awas-yojana/article9497824.ece All you wanted to know about Pradhan Mantri Awas Yojana], Business Standard, Feb 2017.</ref> This scheme converges with other schemes to ensure that houses have a [[Swachh Bharat Abhiyan|toilet]], [[Saubhagya scheme|Saubhagya Scheme]] for universal electricity connection, [[Pradhan Mantri Ujjwala Yojana|Ujjwala Yojana]] [[Liquefied petroleum gas|LPG]] connection, access to [[Water resources in India|drinking water]] and [[Pradhan Mantri Jan Dhan Yojana|Jan Dhan]] banking facilities, etc.<ref name="house9">{{Cite news |date=2017-12-01 |title=10 lakh homes built under Pradhan Mantri Awas Yojana (Gramin): Government |url=https://economictimes.indiatimes.com/wealth/personal-finance-news/10-lakh-homes-built-under-pradhan-mantri-awas-yojana-gramin-government/articleshow/61875599.cms |access-date=2024-06-07 |work=The Economic Times |issn=0013-0389}}</ref>
