At one school Scannell & Kurz visited, front-line staff in the one-stop center reported having been taken by surprise when students inquired about certain programs or communications being handled by the office's processing staff (e.g., information about turn-around times on issuing refund checks).

Such a view may have been appropriate at one time in some situations, but is scarcely true today on a broad basis.

"Students now only wait in one line at one building to get 95 percent of their questions answered," says Mary Koskan, director of One-Stop Student Services at the university.

Howe arranged a $4.5 million first mortgage for Kensington Gate, a 95-unit co-op located at One Kensington Gate in Great Neck, N.Y.; a $3.25 million first mortgage and a $350,000 line of credit for the Gothic, a 124-unit co-op located at 84-50 169th St.

Apart from Socrates, Jesus, Marcus Aurelius, Saint Francis, Mother Teresa, and only a few others, at one time or another, we have all felt flashes of envy, even if in varying intensities, from its minor pricks to its deep, soul-destroying, lacerating stabs.

At one point in late June, the spread between the thirty-year Treasury bond yield and the federal funds rate reached a low of 48 basis points but edged higher in subsequent weeks.