On the basis of aggregated EACB data a Loan-To-Deposit Ratio (LTD) was calculated at the end of each year (Table 1).
Table 1: Deposits and loans in cooperative banks in Europe in years 2004-2015 Year Deposits Loans Loan-to-Deposit Ratio (mln euro) (mln euro) 2004 1 943 795 1 868 900 0,96 2005 2 065 079 2 021 700 0,98 2006 2 429 708 2 369 563 0,98 2007 2 689 309 2 741 158 1,02 2008 2 736 460 3 043 204 1,11 2009 2 852 038 3 102 311 1,09 2010 3 111 306 3 308 306 1,06 2011 3 932 516 4 033 568 1,03 2012 4 073 848 4 045 686 1,08 2013 3 652 179 3 934 553 1,08 2014 3 792 978 3 975 446 1,05 2015 3 499 584 3 933 592 1,12 Source: Own calculations based on EACB data, http://www.eacb.
Similar to the PUCB, the
EACB had a linear relationship between the tensile strength and the modulus of the samples tested at elevated temperatures.
Place 1 tablespoon
eacb olive oil and butter or margarine in a 1 1/2- to 2-quart pan over medium heat.
"The
EACB questions whether the present proposal will enhance the soundness of the European banking industry," said Herve Guider, the group's general manager.
Piet Moerland, president of the European Association of Co-operative Banks (
EACB), states in press release that "some concepts are far from mature and many proposals need to be refined or re-calibrated".
During the fourth convention of the European Association of Co-operative Banks (
EACB) on 8 April a debate took place in the European Parliament.
The European Association of Co-operative Banks (
EACB) is holding its fourth convention, on 8 April in Brussels, just as a new legislative arsenal is being developed in the wake of the global financial crisis of 2008-2009.
Organisers: European Association of Co-operative Banks (
EACB)
The European Association of Co-Operative Banks (
EACB) is hosting its 2nd high-level Convention which will take place on Wednesday 28th of March 2007 at the Committee of the Regions, Rue Belliard 101 in Brussels.
The Committee includes representatives from the European Savings Banks Group (ESBG), the European Association of Co-operative Banks (
EACB), the European Mortgage Federation (EMF), the European Association of Public Banks (EAPB), the European Federation of Building Societies (EFBS), and the European Federation of Finance House Associations (Eurofinas)/the European Federation of Leasing Company Associations (Leaseurope).
The European Association of Co-operative Banks (
EACB) claimed it would take time to create a pan-European payment structure."It has taken decades to develop the efficient payment systems that we know at national level," said Herve Guider, secretary-general of
EACB.